Your money
Finally made easy.
One stop that translates all your money things, built by people who don't like spreadsheets.
Everything in one place, clearly.
Meet Poppy, ask about money to someone that's not your mum.
Poppy the cockatoo is your AI financial mate for the questions you'd anonymously crowd-source from strangers online. Poppy looks up your actual data before answering, never guessing your numbers. Plain English, no jargon, built for Australian money: offsets, super, HECS, the lot.
Answers from your real data, not generic tipsThe MyDosh Score, the answer to “Am I doing okay?”
One 200–1200 score built from six pillars of your real finances: cashflow, emergency buffer, debt health, retirement, wealth building, and momentum. Instead of a hundred conflicting opinions, each pillar shows your single biggest lever: the one move worth making next.
Age-aware and fair: a 25-year-old on track scores just as well as anyone.
Foundations → Building → Steady → Strong → Thriving“Am I ahead / catching up?” answered with real data.
Half the country is quietly wondering if $72k is good, or if their super stacks up. MyDosh answers with real Australian benchmark data from your income and age cohort, right down to your postcode.
- Spending vs your income cohort
- Savings rate vs peers
- Liquid net worth percentile
- Super vs Australians your age
Cohorts built from real, anonymised Australian data, never estimates.
See where your money will be in 1 and 5 years.
Keep going exactly as you are: where do you land? MyDosh projects your net worth forward from your real habits, so the future stops being a guess and starts being a number.
- 1-year and 5-year projections from your actual habits
- Updates automatically every time your accounts sync
Projected from your real cashflow, savings rate and loan rates, not generic assumptions.
Your month, at a glance, chaos days included.
Groceries up, rebates gone, bills quietly creeping. The Spend Chaos Calendar turns your month into a heat map, so big-spend days, payday splurges and creeping bills jump out in seconds.
- Every day colour-coded by how much left your account
- Dots show how many transactions hit that day
- Spot payday splurges and subscription clusters
- Compare months to see if the creep is real
Dots = number of transactions. One glance shows your chaos days and the payday patterns you didn't know you had.
Connect your banks. Add anything else.
Securely link your Australian bank accounts through regulated open banking (CDR), and balances and transactions sync automatically in the background. Every transaction is categorised by AI, with merchant names cleaned up. And anything not connected, you add manually.
- Transaction, savings & credit accounts + manual input
- Mortgages, offsets, HECS, investments & super
- Manual assets: property, vehicles, crypto, cash
- One net worth figure with history over time
CBA Everyday$4,210Connected and manual accounts blend into every total, score, and chart.
I like how it's 'we' will work out everything together – I would ask it how to save.
Bianca★★★★★Once this was on my phone with reminders, I'd actually use it every week.
Iman★★★★★This was really good as I already use AI to solve these problems anyway but now it has access to everything.
Aleesha★★★★★I like being called out, it's actually good.
Cathy★★★★★This is a 9 out of 10 because its on mobile. I'll talk to it when I'm bored.
Sophia★★★★★How it works.
Sign in
Quick, secure sign-in, Google supported.
Connect your banks
Link accounts through secure open banking, or add anything manually.
Everything organises itself
Transactions categorised, net worth calculated, score generated, automatically.
Understand where you stand
Your MyDosh Score, benchmarks, and net worth trend in one view.
Ask Poppy anything
Get answers and guidance about your own money, anytime.
Private and secure.
Regulated open banking
Bank connections run through Australia's Consumer Data Right (CDR) framework via a regulated provider.
Bank-grade encryption
Your data is encrypted in transit and at rest. MyDosh never sees or stores your bank login.
You're in control
You choose what's connected and can disconnect any account at any time.
MyDosh provides insights and guidance about your money, not personalised financial advice.
Be part of … people ready to try MyDosh first.
Join a growing community getting early access to MyDosh.